Mvelopes - Budgeting App

Mvelopes - Budgeting App

By Finicity Corporation

  • Category: Finance
  • Release Date: 2011-02-17
  • Current Version: 3.0.12
  • Adult Rating: 4+
  • File Size: 109.66 MB
  • Developer: Finicity Corporation
  • Compatibility: Requires iOS 9.0 or later.
Score: 4.5
4.5
From 3,486 Ratings

Description

Easy to Get Started: Start today by downloading the Mvelopes budget app and use it for free for 1 month, add your financial institutions and come up with a budget that will keep you on the path to financial freedom. You will get all your transactions sent to your Mvelopes account and you will easily be able to track all your account balances in one easy to use the app. Mvelopes uses an envelope budgeting method to help you plan and track your household or personal budget. You can assign and manage your budget, as well as receive feedback on where you have spent your money and how much you have remaining Mvelopes offers 4 different in-app subscriptions that will auto-renew unless canceled. - Mvelopes Basic Monthly -$3.99/mo or $39.99/yr - Unlimited Envelopes, Unlimited Accounts, Live Chat Support. - Mvelopes Plus -$18.99/mo or $189.99/yr - Unlimited Envelopes, Unlimited Accounts, Live Chat, Learning Center, and a Quarterly Coaching Session. Each user is eligible for one 30 day free trial. Upgrading or downgrading to a subscription will not enable a new 30 day free trial. These plans are: - Mvelopes Basic Monthly - No Trial - $3.99/mo - Mvelopes Basic Yearly - No Trial - $39.99/mo - Mvelopes Plus Monthly - No Trial - $18.99/mo - Mvelopes Plus Yearly - No Trial - $189.99/mo • Payment will be charged to iTunes Account at confirmation of purchase or if it has a trial at the end of the trial period. • Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period • Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user's Account Settings after purchase • See our Privacy Policy for more details. www.mvelopes.com/privacy-policy • Mvelopes is an A + Rated Business with the Better Business Bureau • Tool for Tidying Up Your Budget - Credit Karma • Named best app for “Over Spenders” - Kiplinger’s Personal Finance • App That Makes Budgeting Fun - WiseBread • Best Online Money Management Tool - Nasdaq • Budget App for Recent Graduates - NerdWallet • Right Tool for Keeping Financial Resolutions - CreditCards.com • App That Helps Manage Your Student Loans - SoFi • Budget Tool for the New Year - Chicago Tribune Get The Most Out Of Your Money Use the Mvelopes budget app to help make more informed budgeting decisions and future plans. Track your bank accounts and credit card balances alongside your budget to help pay off your debt and increase savings faster. Create a financial plan for the future and make it happen. Save time with the Mvelopes budget app and its access to over 16,000 financial institutions, so you can focus on managing finances and not entering transactions. Be secure with in-app security settings, a four-digit PIN or your Mvelopes username and password. Mvelopes Features: • Import your bank and credit card accounts and track your spending within Mvelopes • Unlimited envelopes and financial institutions can be used in your account • Use digital envelope budgeting system to organize and simplify your finances • Easily access or adjust your budget on the go • Categorized spending helps you make informed decisions when you shop • Inbox-style transactions makes it easy to stay on top of your budget every day • All-in-one accounts screen lets you view your checking, savings and credit card balances in one place • Assign transactions to envelope categories, including splitting individual transactions into separate categories • Complete, real-time synchronization with the Mvelopes web app at Mvelopes.com • Money saving tips, ebooks, and videos inside the app

Screenshots

Reviews

  • Just awful

    1
    By LeMirk002
    Horrible customer service. I downloaded the app, never used, and deleted. I unsubscribed but was charged anyway. Mvelopes told me that I was subscribed under 2 subscriptions with the same email address, so even though my iTunes account showed I was unsubscribed, I would continue to be charged. I am still trying to remedy the situation. After spending 30 minutes on the phone with Apple and iTunes today, I was assured that I am not subscribed, only to receive an email from Mvelopes this evening stating only ”We need to inform you that your subscription is still active with us.”
  • Double charged

    1
    By C. Phill
    This is my first negative review ever. I have never written reviews before, not even for amazon purchases which I use a lot. I’m so disappointed with mvelopes. I really wanted to like it since a close friend highly recommended it. I tried installing the app but it wouldn’t load onto the iTunes App Store. So I went to its website to create an account. I paid for the yearly subscriptions. But when I tried to login it says I cannot view the website without a particular program. This is ridiculous. I admit I’m not the most tech savvy but you’d think that they’d program it in such a way that iOS 11.4 users should be able to access the website on their phone easily. I have an iPhone 8plus. Later I found a way to install the app by searching for it on safari and that linked to the AppStore. I tried to login with the paid account I already created but that option is not available. It forces you to pay again which I did thinking that maybe it’ll recognize the same user and password. Nope. Anyway I was willing to try out the app since I can cancel the app subscription if I find it useful. As I tried to create the budget, it kept changing some of my edits because it wasn’t a zero budget yet since I am trying to tweak things based on the bills I already have. I did like that they had a suggested budget based on your income but I had to redo the same edits over and over again. After saving it, and going back and forth to my banking statements online, it keeps losing my edits. I have mint but was told that mvelopes is better. However, I find that it’s not half as intuitive as mint or smart as mint. I like that mvelopes has the option where you work with an advisor monthly and I would have been willing to pay for the higher monthly subscription. But after trying out the basics with all the complications I had to face, I’m definitely very frustrated and disappointed with this app. I read the other reviews that people keep getting charged even after cancelling on iTunes. I hope I don’t have to face this after all the silly kerfuffle! So frustrated.
  • Excellent way to plan your spending.

    5
    By debt free!
    I have been using Mvelopes for MANY years. They have worked a lot of the bugs out over the years. I read The Financially Confident Woman by Mary Hunt, and put her ideas to work in Mvelopes. It changed my financial life. It’s nice to set aside an amount each month for Christmas, real estate taxes, life insurance, etc., so that when those monthly or yearly bills come due, the money is already set aside! No worries. Being “in the black” and financially free feels so great! Mvelopes lets you see where you’re overspending, so you can make the necessary adjustments in your habits. Love it.
  • Great for running a digital envelope system!

    5
    By ak budget girl
    Other apps seem to be more budget-centric, but envelopes is simply envelope-centric. I like it that way!!
  • Improved

    5
    By MDman10
    The update to the app is much more user friendly. I've been using Mvelopes for around 6 years and I can't say enough good things about it! The only suggestion that I would make is to configure the app to allow splitting transactions.
  • Got charged right away instead of getting my free trial period!

    1
    By moonatomics
    I wanted to try out this app first and see if I liked it and was excited to see that it had a free trial period. But I downloaded the app and got an email at the end of today because I always get emails about purchases I make it the App Store and was charged the first month of $3.99 without getting my free trial period! I know it’s only $3.99 but still. If there’s a free trial I shouldn’t be getting charged until after that is expired. I am very unhappy now and do not feel comfortable using this app if it can’t even get its free trial transactions right. Why would I want to authorize and give them access to my bank account if they can’t even do that?! So upset!
  • Great App

    5
    By trekkster
    I love this App. Wayyyy better than YNAB, Quicken, or Mint. Offers a lot of valuable tools and people who are there to help. Looking forward to using this app for many years to come!
  • I’m TOO reliant on an UNRELIABLE App!

    2
    By Airfce1
    I’m torn. I can’t live without this darn app, but I find myself cursing it every week! As a user for years, there is nothing else like it out there. I just wish someone else would take it over that will actually improve it. They have been promising a non-flash version for years, hasn’t happened. Downloading transactions breaks every other week. It’s too bad these guys are in “coast” mode with this app just collecting fees. Sadly, it’s unreliability is forcing me to look for alternatives. Beware before you sign up. When it works, it’s awesome ... but it doesn’t last long!
  • Great Program

    4
    By Spteach52
    I like the ease of distributing income and the cross platform. Mvelopes is by far the best online budgeting system for me.
  • Veteran user

    5
    By TSZeig
    I love the newly upgraded features and the app's ease of use. Great tool to use and is a good way to keep up with your financial activities while on the go.

keyboard_arrow_up